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NUMI AI Cognitive Systems
FINANCIAL AND OPERATIONAL SIMULATOR · NUMI AI

Work out how much money and time your business loses answering by hand

Estimate in 60 seconds the return on investment of putting a cognitive agent on WhatsApp and automating bookings for your business in Colombia.

Replies in seconds, 24/7
2026 minimum wage ($1,750,905) and transport allowance included
No night surcharge (from 7:00 p.m.) or Sunday premium (+90%)

Your business parameters

Adjust the values to simulate your payroll and message flow accurately

120 chats/day
Max: 1,000 chats
2 people
1 dedicated rep 5 reps 10+ reps

Includes transport allowance, social security, payroll taxes and statutory benefits (2026)

$2.223.500
Costo empresa: ~$3.401.955 COP
Minimum wage ($1,750,905) Skilled ($2,750,905) Specialised ($5,250,905)
Projected annual operating savings Estimate
$65,864,098 COP

Service time freed up, minus the cost of the plan and messaging. Additional sales are not included.

Return on investment (ROI)
5.3x
430% in year 1
Payback period
68 days
Accelerated return

Immediate operational impact Before vs. with Numi AI

Human hours spent on repetitive chats
270h/month 32h/month (-88%)
Customer response time
15 to 45 min Seconds (24/7)
Operating cost per chat handled
$1,890 COP $190 COP
No lock-in contracts. Compliant with Colombian Habeas Data Law 1581.

Illustrative estimate; not accounting, labor or tax advice. Assumptions and sources · Terms

65%
Chats resolved by AI

In published cases, AI resolved about two thirds of chats without a person (Klarna, 2024; Intercom, 2025). The simulator uses 65%.

Mathematical transparency

How do we work these figures out?

We do not inflate promises with science-fiction AI. The calculation follows Colombian labour law and uses publicly sourced assumptions, listed below.

Pillar 01

Real payroll and benefits cost

On top of the base salary the employer pays the service bonus, severance, severance interest, holidays, pension, occupational risk and family welfare contributions, plus a transport allowance of $249.095 up to two minimum wages. It is not a fixed percentage: added line by line it runs from +55% at the minimum wage to +38% above two minimum wages, and rises another 13.5 points if your company is not exempt from health, SENA and ICBF. The simulator works it out that way, not with a multiplier.

Legal source Colombian Substantive Labour Code
Pillar 02

Opportunity cost of a cold lead

According to Harvard Business Review (2011), companies that respond to a lead within the first hour are nearly 7 times more likely to qualify it than those that take longer. Every hour of delay on WhatsApp is time for the customer to get a quote elsewhere.

Source Harvard Business Review, 2011
Pillar 03

Efficient handoff

Numi AI is not there to replace your team's commercial judgement but to answer the repetitive questions about hours, catalog, locations and prices. The agent screens and books; your reps step in on the cases that need judgement or are ready to buy.

Time freed up From your data, above

Assumptions and sources

  • Payroll: 2026 minimum wage and transport allowance, contributions, payroll levies and benefits under Colombian law; a 182-hour working month from the 42-hour week (Law 2101 of 2021).
  • Time per chat: 4.5 minutes, below the 8 to 10 minutes live-chat reports measure (LiveChat), because WhatsApp questions to a small business tend to be shorter.
  • Chats resolved by AI: 65%, in line with the two thirds reported by Klarna (2024) and the 67% average Intercom published for Fin (2025). The real result depends on your business.
  • Response speed: Harvard Business Review, "The Short Life of Online Sales Leads" (2011).
  • Cost: reference value of a typical implementation of the Essential Agent and Advanced Agent plans (your final quote is personalized), plus WhatsApp messaging at Meta's rates, assuming four replies per chat.
  • Additional sales are not added: no source allows estimating them for your business without knowing it.
Complete clarity

Frequently asked questions about ROI and costs

Everything you need to know before rolling this out in your company.

Limited implementation spots this month

Your business can answer on its own.
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Direct WhatsApp: +57 312 767 6549
Based in: Medellín, Colombia (serving clients nationally and internationally)

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